Top 15 Most Important Government Schemes and Initiatives 2019 (With PDF)

Top 15 Most Important Government Schemes and Initiatives 2019 (With PDF)

Important Government Schemes/Initiatives

1. Ayushman Bharat-National Health Protection Scheme / Sep 2018

  • CEO: Indu Bhushan
  • Under: Ministry of Health and Family Welfare
  • The biggest government-sponsored healthcare scheme in the world.
  • Cashless coverage of up to Rs 5 lakh per family per year for secondary and tertiary care hospitalisation.
  • Targetted Families: 10 Crore (50 Crore citizens) deprived rural families and identified occupational category of urban workers’ families as per the latest Socio-Economic Caste Census (SECC) data covering both rural and urban population.
  • The scheme will subsume the on-going centrally sponsored schemes – Rashtriya Swasthya Bima Yojana (RSBY) and the Senior Citizen Health Insurance Scheme (SCHIS).
  • Rs 1200 crore allocated for 1.5 lakh health and wellness centres.

2. Swachh Bharat Mission / Oct 2014

  • Tagline: One step towards cleanliness
  • Head: Parameswaran Iyer
  • Under: Ministry of Drinking Water and Sanitation for SBA (rural) & Ministry of Housing and Urban Affairs for SBA (urban)
  • Household Toilets Built: 1 crore
  • AIM:
    1. “open-defecation free” India by 2 October 2019 (the 150th anniversary of the birth of Mahatma Gandhi) by constructing 90 million toilets in rural India at a projected cost of ₹1.96 lakh crore.
    2. Clean up the streets, roads and infrastructure of India’s cities, towns, and rural areas.

3. Make In India / Sep 2014

  • Slogan: Zero Defect Zero Effect
  • Under: Ministry of Commerce and Industry
  • AIM: Job creation and skill enhancement in 25 sectors of the economy, and to transform India into a global design and manufacturing hub.
  • As per the current policy, 100% Foreign Direct Investment (FDI) is permitted in all 25 sectors, except for Space industry (74%), defence industry (49%) and Media of India (26%).
  • Achievements: Ease of doing business – rank 77 (+65), Global Competitiveness Index – rank 58 (+13), Logistics Performance Index – rank 44 (+10), since 2014.

4. PMJDY (Pradhan Mantri Jan Dhan Yojana) / Aug 2014

  • AIM: To expand and make affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions.
  • Slogan: Mera Khatha, Bhagya Vidhatha (My account brings me a good fortune)
  • Under: Ministry of Finance
  • A nationwide financial inclusion program of GOI which is applicable to 18 to 65 years age group.
  • Achievements:
    1. GOI registered a world record in Guinness Book of World Records, for opening highest bank accounts (18,096,130) in a week from Aug 23 to 29 in 2014.
    2. As of now, 33 crore new bank accounts has been opened.

5. PMUY (Pradhan Mantri Ujjwala Yojana) / May 2016

  • AIM: The scheme is aimed at replacing the unclean cooking fuels mostly used in the rural India with the clean and more efficient LPG.
  • Slogan: Swachh Indhan, Behtar Jeevan
  • Under: Ministry of Petroleum and Natural Gas
  • An ambitious social welfare scheme to provide LPG connections to BPL households in the country.
  • In Dec 2018, Govt extended Ujjwala Yojana of providing free LPG connections to all poor households.
  • Achievements: As of now, 6 crore new LPG Connections under PMUY.

6. Digital India / Jul 2015

  • AIM: To ensure the Government’s services are made available to citizens electronically by improved online infrastructure and by increasing Internet connectivity or by making the country digitally empowered in the field of technology.
  • Slogan: Power to Empower
  • Under: Ministry of Electronics and Information Technology, Ministry of Finance
  • Core components: Development of secure and stable digital infrastructure, delivering government services digitally, and universal digital literacy
  • BharatNet, Make in India, Startup India and Standup India, industrial corridors, Bharatmala, Sagarmala, dedicated freight corridors, UDAN-RCS and E-Kranti are the programmes started as a part of Make In India initiative.

7. Pradhan Mantri Suraksha Bima Yojana / May 2015

  • A government-backed accident insurance scheme in India.
  • Under: Ministry of Finance
  • Annual Premium: ₹12
  • Eligibility: Age 18-70, a bank account
  • Accidental death or Full disability Coverage: ₹2 lakh
  • Partial Permanent disability: ₹1 lakh
  • Results: 14 crore enrollment, 23,000 claims, 17,000 claims disbursed

8. Pradhan Mantri Jeevan Jyoti Bima Yojana / May 2015

  • A government-backed Life insurance scheme in India.
  • Under: Ministry of Finance
  • Eligibility: Age 18-50, a bank account
  • Annual Premium: ₹330
  • Death Coverage: ₹2 lakh (To the family members)
  • Results: 54,000 crore enrollment, 1 lakh claims, 92,000 claims disbursed

9. Atal Pension Yojana / May 2015

  • A government-backed pension scheme in India targeted at the unorganised sector.
  • Under: Ministry of Finance
  • All subscribing workers below the age of 40 are eligible for a pension of up to ₹5,000 per month on attainment of 60 years of age.
  • For every contribution made to the pension fund, The Central Government would also co-contribute 50% of the total contribution or ₹1,000 per annum, whichever is lower, to each eligible subscriber account, for a period of 5 years.

10. Skill India / July 2015

  • AIM: To train over 40 crore people in India in different skills by 2022.
  • Under: Ministry of Skill Development and Entrepreneurship
  • The objective is to enable a large number of Indian youth to take up industry-relevant skill training that will help them in securing a better livelihood. Individuals with prior learning experience or skills will also be assessed and certified under Recognition of Prior Learning (RPL). Under this Scheme, Training and Assessment fees are completely paid by the Government.
  • Various Schemes under Skill India: Deen Dayal Upadhyaya Grameen Kaushalya Yojana, Pradhan Mantri Kaushal Vikas Yojana, Financial Assistance for Skill Training of Persons with Disabilities, National Apprenticeship Promotion Scheme, Craftsmen Training Scheme, Apprenticeship training, Pradhan Mantri Kaushal Kendra, Skill development for minorities, Green Skill Development Programme.

11. Beti Bachao, Beti Padhao Yojana / Jan 2015

  • AIM: To address the issue of the declining child sex ratio (CSR) and to generate awareness and improve the efficiency of welfare services intended for girls.
  • Under: MoWCD, MoHFW and MoHRD
  • Strategies Employed:
    1. Implement a sustained social mobilization and communication campaign to create equal value for the girl child and promote her education.
    2. Place the issue of the decline in child sex ratio/sex ratio at birth in public discourse, improvement of which would be an indicator of good governance.
    3. Focus on gender critical districts and cities.

12. Sansad Adarsh Gram Yojana / Oct 2014

  • A rural development programme broadly focusing upon the development in the villages which includes social development, cultural development and spread motivation among the people on social mobilization of the village community.
  • Under: Ministry of Rural Development
  • Distinct Feature: (a) demand driven (b) inspired by society (c) based on people’s participation.
  • Objectives:
    1. The development of model villages, called Adarsh Grams, through the implementation of existing schemes, and certain new initiatives to be designed for the local context, which may vary from village to village.
    2. Creating models of local development which can be replicated in other villages.

13. Deen Dayal Upadhyaya Gram Jyoti Yojana / July 2015

  • AIM: To provide continuous power supply to rural India.
  • Under: Ministry of Power
  • Objectives:
    1. To provide electrification to all villages.
    2. Feeder separation to ensure sufficient power to farmers and regular supply to other consumers.
    3. Improvement of Sub-transmission and distribution network to improve the quality and reliability of the supply.
    4. Metering to reduce the losses.
  • Results: 21,12,01,522 houses electrified i.,e., 99%

14. Deen Dayal Upadhyaya Grameen Kaushalya Yojana / Sep 2014

  • AIM: To transform rural poor youth into an economically independent and globally relevant workforce.
  • Under: Ministry of Rural Development
  • DDU-GKY is a part of the National Rural Livelihood Mission (NRLM)
  • Dual objective: Adding diversity to the incomes of rural poor families and cater to the career aspirations of rural youth.
  • Under this programme, disbursements would be made through a digital voucher directly into the student’s bank account as part of the government’s skill development initiative.
  • Results: 9,88,014 being the target, 6,35,751 trained, 3,48,161 placed.

15. Heritage City Development and Augmentation Yojana / Jan 2015

  • AIM: To bring together urban planning, economic growth and heritage conservation in an inclusive manner to preserve the heritage character of each Heritage City.
  • Under: Ministry of Housing and Urban Affairs
  • The Scheme shall support the development of core heritage infrastructure projects including the revitalisation of linked urban infrastructure for heritage assets such as monuments, Ghats, temples etc. along with reviving certain intangible assets.
  • These initiatives shall include the development of sanitation facilities, roads, public transportation & parking, citizen services, information kiosks etc.
  • The Scheme is set to be implemented in 12 identified Cities namely, Ajmer, Amaravati, Amritsar, Badami, Dwarka, Gaya, Kanchipuram, Mathura, Puri, Varanasi, Velankanni and Warangal.

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